Loan Payments Finally Made Affordable: Federal Gov begins New Program

The harsh economic climate has finally provoked a positive outlook for Loan Borrowers. Beginning July 1st, the government is releasing a new repayment program that makes loan payments more affordable to those with overwhelming student loan payments. The program is known as the Income-Based Repayment Plan (IBR).  The plan is available to borrowers replaying new [...]

To Consolidate or not to Consolidate?

As a college graduate, chances are that you  have some student loans.  As soon as you walk across the stage, there is only a few months before you must decide what to do about your loans.  Payments can sometimes become overwhelming when combined with other living expendes.  You will begin to receive offers to “consolidate [...]

Fasfa To Get A Makeover: Free Application For Federal Student Aid To Be Simplified

Every year 16 million college students and their parents are bombarded with over 153 questions in their Free Application for Federal Student Aid (FAFSA).  Despite the word “free”, the process is grueling and most of the questions have little or no effect on actual financial aid packages.  While there are millions that file their applications [...]